Our HSA covers
more than you think.

Join 1,200+ people already using Hammock

Spend your HSA/FSA on brands like

How it Works

Hammock is the only HSA that finds your eligible spend, covers wellness, and easily exports claims for you

1 Connect your Accounts

Connect your bank, email, and Hammock HSA to manage health spending in one place.

Connect your Accounts
Connect your Accounts

2 Get wellness covered

Fill out a health questionnaire to get a doctor’s note for eligible wellness purchases.

Get wellness covered
Get wellness covered

3 Spend

Use your Hammock card or favorite payment method for eligible medical and wellness purchases

Spend
Spend

4 Save

See all expenses, reimbursements, and opportunities to save in one place. Hammock finds eligible purchases you’ve missed.

Save
Save

5 Invest and earn

Use your unspent HSA funds to earn interest or invest. HSA funds can be invested and grow tax free.

Invest and earn
Invest and earn

We’re built different

Hammock makes saving money on healthcare easy by putting the tools you need all in one place. Live your healthiest, richest life. We’ll do the rest.

Your HSA
LMN Provider

HSA Account

Debit Card

Wellness unlock (LMNs)

Auto Expense Scanning

Invest Balance

Frequently Asked Questions

No. Hammock works with HSAs, FSAs, or both. If you're on a high-deductible health plan and don't have an HSA yet, we'll open a free one when you sign up.

Be the first to get the Hammock card

Join the waitlist and we'll let you know when it's your turn.

Swimmer
Gym
Dog
Red Light Mask

Our members are already saving thousands

$3200Year saved

I had no idea my Equinox membership could be reimbursed. Hammock handled everything in two days. I’m saving over $3,200 a year.

Sarah K.

Photographer

$1280Year saved

Hammock found eligible wellness expenses I had been paying for out of pocket. The automatic tracking made my HSA feel useful for the first time.

Maya R.

Product Designer

$2400Year saved

I used to lose receipts and skip reimbursements. Now Hammock scans my spending, keeps the records organized, and lets my HSA balance keep growing.

Jordan M.

Founder